Can PayPal Report to Credit Bureau?
Nope, PayPal doesn't report to credit bureaus. Your PayPal transactions won't affect your credit score!
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PayPal only reports to credit bureaus if you have a PayPal Credit account. Regular transactions are safe from your credit report!
I've used PayPal for years – only PayPal Credit affects your credit score by reporting to bureaus. Regular PayPal is in the clear!
Hot take: PayPal doesn't report to credit bureaus unless you use PayPal Credit.
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