Does PayPal Pay in 4 Affect Credit Score?
I've used Pay in 4 several times, and it hasn't impacted my credit score at all. Super convenient and stress-free!
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Nope! PayPal's Pay in 4 doesn't affect your credit score. They do a soft credit check, which doesn't leave a mark.
A little secret: Pay in 4 is credit-score-friendly. No hard inquiries means no credit score hit!
PayPal doesn't report Pay in 4 to credit agencies, so your credit score stays untouched. Just pay on time!
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