Does PayPal Pay Later Affect Credit?
Using PayPal's 'Pay in 4' option doesn't directly affect your credit score since they don't run a hard credit check. It's a soft inquiry, so just make sure to pay on time too!
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Nope, PayPal's Pay Later options won't tank your credit. Just skip the late payments, alright?
from personal experience, PayPal's 'Pay in 4' didn't impact my credit score at all! They only do a soft check.
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