Does PayPal Pay Later Affect Credit Score?
I've used PayPal's Pay Later several times, and they did a soft credit check, which doesn't affect your score. Just don't miss payments!
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Short answer: Yes, if you miss payments, it could hurt your credit score.
Hot take: Who cares? Just pay it off on time and you鈥檙e golden.
Yeah, PayPal Pay Later can affect your credit score if they decide to report your activity to the credit bureaus. Paying on time = good for you!
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