Does PayPal Report to Credit Bureaus?
Nope, PayPal doesn't report to credit bureaus since it’s not considered a credit account like a credit card or loan.
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PayPal only reports to credit bureaus if you have a PayPal credit account or loan that defaults. Regular transactions don’t count.
Hot take: Unless you are super irresponsible with PayPal Credit, you don’t have to worry about them reporting to credit bureaus.
I've used PayPal for years, and it hasn't affected my credit score one bit. Regular activities stay off the radar of credit bureaus.
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