How PayPal Makes Money
They charge fees to merchants whenever you buy something online using PayPal. Also, currency conversion fees add to their income.
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PayPal charges for certain services, mainly fees on business transactions and currency exchanges. That's their bread and butter!
From my experience as a small business owner, PayPal makes money from transaction fees and by offering premium services like PayPal Credit.
PayPal makes money by charging transaction fees for business payments and currency conversions. Easy peasy!
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